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Housing Legislation Legislative Update – Colorado Property Tax Changes for 2026 Today, we’re diving into the big changes coming to Colorado property taxes in 2026 — and what they mean for homeowners like you. In a bipartisan move, Colorado lawmakers passed House Bill 24B-1001 during a special session to address rising property taxes. This legislation sets new permanent assessment rates and ends the temporary pandemic-era cuts […]
Estate Planning What is a revocable trust? What happens when you don’t have a trust? Why should you consider a trust when you already have a will? Let’s dive into the differences and why a trust might be the better option for you.I help many people navigate the complexities of inheriting and selling property. Many assume that having a will is enough, […]
Affordable Housing Why are there no new Condos in Colorado? More than 20 years ago, Colorado was grappling with a significant issue in the construction industry—construction defects. To address this, the Colorado General Assembly passed the Construction Defect Action Reform Act (CDARA) in 2001. These reforms aimed to balance the interests of homeowners and builders by limiting the liability of construction professionals while ensuring homeowners […]
Buyers Market FALL-ing Rates = Buyer’s Market   I’ve been preparing my clients for mortgage rate cuts in mid-September. This week’s big news was the announcement by the Fed Chairman that they may want to have a larger rate cut — a half point v. a quarter point — given the soft jobs report that came out with only 142,000 jobs added […]
Affordable Housing Is Colorado Becoming Unaffordable to Live and Raise a Family? The beautiful state of Colorado, well known for its majestic mountains and Western heritage, is grappling with an escalating affordability crisis. This issue is most evident in neighborhoods like Denver’s popular Washington Park. Once a haven for historic homes passed down through generations with modest values between $300,000 and $700,000, it has now become out […]
Affordable Housing Reverse Mortgage FAQ Understanding Reverse Mortgages There are many options for homeowners who may need to tap into their equity in order to stay in their home.  I learned about reverse mortgages when my dad passed away and my mom’s income dropped in half.  A reverse mortgage was a lifeline for her and allowed her to remain in […]
Steps in Real Estate Transaction Steps in the Real Estate Transaction Whether you’re a first-time homebuyer or a seasoned investor, understanding the intricacies of the real estate transaction process is crucial. The following will walk you through each step of the journey: Secure financing: Obtain loan pre-approval and finalize mortgage arrangements to ensure funding for the purchase. Submit a written offer: Craft a competitive, yet reasonable […]
Buydown Rate 2-1 Buydown vs. Price Cut? I interviewed Guaranteed Rate Affinity VP Brett Dewitt regarding the difference between 2-1 buy down paid by the seller vs. reducing the list price of a home. He explains which is better when it comes to the most money saved.
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Buyers Market Holiday Home Buying/Selling Pros & Cons Many folks drop out of the real estate market during the holidays, but this may be the best time to purchase a home. Sellers often take their home off the market because they don’t want the hassle of having people through their home during this busy time of year.  As supply drops off during the […]
Colorado Real Estate Front Range Rental Market — Final Episode Looking around Colorado’s Front Range, particularly Downtown Denver, construction cranes and building is evident.  However, those looking to become a homeowner may be surprised that most the housing construction are rental properties.  Greg Bacheller gives his parting thoughts on the rental market and where the Front Range might be headed. Watch Video
Affordable Housing Front Range Rental Market Series — Episode 3 Construction defect legislation from a decade ago is impacting the housing availability in Colorado today.  I interviewed Greg Bacheller, a local expert on the Front Range rental industry. Watch more here
Uncategorized Colorado Front Range Rental Market — Episode 2 Greg Bacheller of Real Property Management of Colorado provides his insights into the Front Range rental market and the historic rents approaching $1,900 for a one bedroom and $2,500 for a 3 bedroom.  Occupancy rates are 98% for single family properties and 94% for multifamily apartments. Watch Episode 2
Colorado Real Estate Renting vs. Buying a Home My four-part series on the Denver-Metro rental market showcases what is happening across the country.  This summer I’ve met many potential first-time home buyers who are struggling to justify the increasing mortgage interest rates with the post-pandemic higher home prices. These Millennials and GenZers are saying that they will wait out the “inflationary” market conditions […]
Uncategorized Colorado Front Range Rental Market — Episode 1 This is a four-part series on the Front Range Rental Market with my guest Greg Bacheller, who is owner of Real Property Management of Colorado.  Greg will be doing a deeper dive into what the 2023 Rental market looks like up and down the I-25 corridor from Pueblo to Ft. Collins. Each episode will feature […]
Affordable Housing Affordability and limited inventory stall summer housing market The spring selling and buying season, usually the busiest, was down across the country as homebuyers shied away from still high interest rates and sellers stayed home, not wanting to sell and have no where to move.  According to the National Association of REALTORS®, pending home sales recorded no change in April. “Three U.S. regions […]
Affordable Housing 2023 Colorado Legislative Wrap-Up — Home Rule Rules In the end, the Colorado General Assembly’s 2023 housing legislation was a nonstarter given Colorado’s strong Constitutional Home Rule and Local Control laws.  Governor Jared Polis supported Senate Bill 213 which would have mandated land-use rules and regulations from the state level on local governments.  Read more here . . .  
Colorado Real Estate Spring 2023 Predictions What lies in store for the housing market in the Spring of 2023? That’s the real question, isn’t it? With a dizzying myriad of factors all weighing in the balance, what are we to make of the state of the housing environment, and what will the next few months look like? We’ll discuss all those […]
1031 Exchange What is a 1031 Exchange? A 1031 exchange is a swap of one real estate investment property for another that allows capital gains taxes to be deferred — it is a deferral and not an exemption of paying taxes.  1031 gets its name from Section 1031 of the IRS tax code. QUICK TIPS • A 1031 exchange is a tax break. You can sell […]
Home Warranty Home Warranty vs Homeowners Insurance — Episode 1 Hollywood has some great examples for why having a home warranty pays for itself.  Here are their top 10 movies showcasing homeowner woes.  This is the first in a series bringing information to educate you on the importance of having coverage for one of your most valuable assets. — Testimonial from Homeowner
Buyers Market Inflation drives mortgage rates – not the Federal Government Successful author of Money in the Streets and successful mortgage expert, Barry Habib gave a great presentation to explain interest rates, inflation, recession, housing bubbles and what they mean to consumers who are looking to become homeowners. According to Habib, we need to understand what drives prices — supply and demand.  “The demand side of housing […]