Loan Options

Affordable Housing Reverse Mortgage FAQ Understanding Reverse Mortgages There are many options for homeowners who may need to tap into their equity in order to stay in their home.  I learned about reverse mortgages when my dad passed away and my mom’s income dropped in half.  A reverse mortgage was a lifeline for her and allowed her to remain in […]
Buydown Rate 2-1 Buydown vs. Price Cut? I interviewed Guaranteed Rate Affinity VP Brett Dewitt regarding the difference between 2-1 buy down paid by the seller vs. reducing the list price of a home. He explains which is better when it comes to the most money saved.
Affordable Housing Affordability and limited inventory stall summer housing market The spring selling and buying season, usually the busiest, was down across the country as homebuyers shied away from still high interest rates and sellers stayed home, not wanting to sell and have no where to move.  According to the National Association of REALTORS®, pending home sales recorded no change in April. “Three U.S. regions […]
Buyers Market Sellers Helping Buyers — Episode 2 https://youtu.be/Pd3Qrg6RCDshttps://youtu.be/Pd3Qrg6RCDs//youtu.be/Pd3Qrg6RCDshttps://youtu.be/Pd3Qrg6RCDsAdjustable Rate Mortgages (ARMS) are making a come back in today’s market.  Sellers are helping buyers get their dream home by paying down points to get a lower monthly payment the first few years.  Guaranteed Rate Affinity explains how ARMs work in more detail. https://youtu.be/Pd3Qrg6RCDshttps://youtu.be/Pd3Qrg6RCDs//youtu.be/Pd3Qrg6RCDshttps://youtu.be/Pd3Qrg6RCDs
Loan Options Sellers Helping Buyers — Episode 1 What a difference a few months makes.  If you have been looking to buy a property or sell your home this fall, things are much different than they were last spring.  Sellers are now helping buyers get into a home for less money.  One of the ways sellers are enticing buyers is by offering a […]
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